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Group Supplemental Benefits

What It Is

Coverage that fills the gaps

Even a strong medical plan leaves gaps — deductibles, copays, and the everyday costs that pile up when someone gets sick or hurt. Supplemental benefits pay cash directly to employees for covered events, helping them handle out-of-pocket expenses without dipping into savings.

These are usually voluntary, employee-paid benefits offered at group rates, so they add real value to your package at little or no cost to the company. They're a simple way to make your benefits more competitive and give your team extra peace of mind.

How We Help

Voluntary benefits only deliver if employees understand and use them, so we put as much care into clear communication as into choosing the products — matching accident, critical illness, and hospital coverage to your workforce. We coordinate payroll deductions across carriers and help employees actually file the cash-paying claims these plans exist for.

Coverage Options

Benefits that round out your plan

Accident Insurance

Pays cash benefits for injuries and the treatment that follows — ER visits, X-rays, and more — to offset unexpected costs.

Critical Illness

A lump-sum benefit on diagnosis of a covered condition like heart attack, stroke, or cancer, used however the employee needs.

Hospital Indemnity

Fixed cash benefits for hospital admission and stays, helping cover the deductibles and expenses a major medical plan doesn't.

Cancer Insurance

Focused coverage that helps with the treatment and out-of-pocket costs that come with a cancer diagnosis.

Voluntary Vision

Coverage for exams, lenses, and frames at group rates — a frequently used, easy-to-appreciate addition to the package.

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Related services

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6342 Carmel Road · Charlotte, NC 28226